"When San Francisco was destroyed by fire in 1906, many people predicted that the city would never be rebuilt. A great number of men and women packed their goods and chattels and hastily bade farewell to the still smoking ruins of a City That Was, firmly believing that destiny had determined that it should remain forever buried in its own ashes. There was another class of men and women who were optimists. They predicted that the city would be rebuilt, but that it would require from twenty to thi ...